How Can Obama's Housing Plan for Mt Hood Real Estate Help You?

The housing plan included in President Obama's stimulus package has many good qualities that will help those seeking real estate in the Mt Hood Corridor, west of Government Camp, Oregon.

There are two main points to the housing plan:

1. To help people once again obtain reasonable mortgages to afford the home of their dreams.

2. To keep people in the homes they already have. If it works the way it is planned, it is reason for a collective sigh of relief for millions of homeowners feeling threatened by foreclosures.

That's really it in a nutshell. There are many incentives wrapped up in each of those two areas to help both homeowners and prospective home buyers, but the very impetus behind the stimulus housing package is simple.

For Current Homeowners

If you have a current mortgage that you can't handle, now is the time to talk to your mortgage company. Don't wait too long because some of the detailed elements of Obama's housing plan are meant to be short-term in their offer so as not to over-tax the budget. While you have the chance, see if your mortgage can be reduced to reflect current home values. That can provide you with the equity you would have already built up but lost due to a drop in housing values. It will also lower your monthly mortgage to a manageable level.

For New Home Buyers

This is your market now. The real estate prices in the Mt Hood corridor between Sandy, Oregon and Rhododendron, Oregon are much lower which gives you a chance to buy a home you might not have been able to afford before. President Obama's housing plan provides tax incentives for you. However, just like with current homeowners, the time to do this is now. Because of the stimulus to the Mt Hood Real Estate Market, housing values are not going to stay as low as they currently are. Also, many of the incentives like the tax credits are valid for a very limited time.

If you’re ready to take advantage of the stimulus package benefits by buying a home, I can help. Call me now at 503-706-7101or email me at blythe@servingmthood.com.


homeowners feeling threatened by foreclosures: www.lvrj.com/business/40917822.html

stimulus housing package: www.recovery.gov/

tax credits: www.federalhousingtaxcredit.com/

You Don't Need Paint to Make Your Mt Hood Home Green

The environment is a major news issue and everyone is thinking green. Sometimes it seems difficult to go green in your everyday life, but just a few simple steps can move you down the path to a green home in Brightwood, Sandy, Rhododendron, Government Camp or Welches. You won't even have to break a sweat or crack open a can of paint.

In the Laundry Room pick machines for your Mt Hood home that have an Energy Star rating for peak performance to conserve water and electricity. According to Planet Green, an Energy Star washer saves enough water over the machine's life to provide drinking water for six people for a LIFETIME. It will also save you hundreds of dollars in utility bills over an average 11 year machine lifespan. Use natural drying when possible. Hang clothes on a clothesline in the sun on nice days.Use green products to wash your clothes. Laundry soaps that contain phosphates are dangerous to the environment. Look for products made from bio-degradable phosphate free materials.

At the Store buy your cleaning supplies and cleaning detergents as concentrates so you get more in each bottle. The fewer bottles you buy throughout the year the less ends up in a landfill.Buy florescent bulbs instead of incandescent and carry your purchases home in reusable shopping bags.

Eat Green Right from Your Backyard You can make your home in Brightwood, Sandy, Rhododendron, or Welches your very own grocery store. Check out the Great New Welches Home if you are looking for a site for a Garden in the Links below. It doesn't take a huge space to grow a garden big enough to feed an average family each year. You will harvest fresh vegetables you know are free of pesticides and herbicides that are bad for the environment and your health.If you'd like more tips on going green, subscribe to my blog. Each week you'll get free tips like this one sent to your email inbox. It only takes a few seconds to subscribe now.

Great Welches Home with Sunny Site for a Garden:
68303etwinberryloop.epropertysites.com/

Energy Star:
www.energystar.gov/

Planet Green:
planetgreen.discovery.com/go-green/green-index/index.html

Grow a garden:
www.backyardgardener.com/veg/