Great GetAway or First Time Home Buyers Dream!

Totally Updated One Level Home In Timberline Rim, Rhododendron, Oregon near Brightwood, Oregon. This home has New Windows, New Carpet, New Appliances, New Trim around Windows and Base, New Fixtures, New paint In and Out. EZ Care yard! Timberline Rim has Pool, Tennis Courts and Hiking Trail along the Sandy Riverfront Common Area. One hour to PDX, Roads are Plowed, Minutes to winter and summer sports on Mt Hood.

If you haven't yet qualifiend for a loan, call me at 503-706-7101. Great for First Time Home Buyer Tax Credit.

Check out the Full Page Web Site at: 65459ealpineway.ePropertySites.com

Information to Have On Hand When Selling Your Real Estate on Mt Hood

Selling your property, whether it is a primary home or income property, is easier if you have the information your buyers are likely to want to know on hand.

Type up an info sheet answering the most commonly asked questions buyers have when looking at real estate for sale in Welches, Rhododendron, Brightwood and Government Camp.

Questions such as:

• How old is the roof?
• Has the roof ever leaked?
• Have you had a recent Appraisal?
• Have you had a home inspection in the last three years?• What improvements were done and when?
• What comes with the property? Window treatments? Do all of the appliances come with the property?
• How old are the appliances?• Is there water in the crawlspace?• Has the basement ever leaked?
• Where are the hot water heater, the electrical service panel, and other important maintenance items located? Are they easy to access?
• What kind of Heating System do you have and has it recently been serviced?
• Are the roads plowed in Winter?• What is the age and condition of the plumbing and wiring?
• Are there schools nearby?
• What is the average utility cost per month/year?
• Have you had any major problems in the past? Your normal seller's disclosure does not require you to list problems you had and have fixed. Some buyers would like to know what those problems were. It can give them an idea if they are likely to be a recurring problem (like flood damage) or if the fact that you already had the issue and fixed it they will not likely have to deal with that particular problem in the future.

Of course, you should always have the general information about your Mountain real estate available such as square footage of the building, property size, zoning and any restrictions or easements.

Having all of the information on hand will prove to potential buyers that you're serious, that you're prepared to be upfront with them about any issues your home may have, and that you've taken excellent care of your home

Thinking of selling your home? I specialize in selling homes in the Mt Hood Corridor between Sandy, Oregon and Government Camp, Oregon. Find out more by calling me today at 503-706-7101 or emailing me at blythe@servingmthood.com.

Income property:
www.investorwords.com/2405/income_property.html

Electrical service panel:
homerepair.about.com/od/electricalrepair/ss/anat_elec_pnl.htm

Seller's disclosure:
homebuying.about.com/od/homedisclosures/qt/Req2Disclose.htm

How Can Obama's Housing Plan for Mt Hood Real Estate Help You?

The housing plan included in President Obama's stimulus package has many good qualities that will help those seeking real estate in the Mt Hood Corridor, west of Government Camp, Oregon.

There are two main points to the housing plan:

1. To help people once again obtain reasonable mortgages to afford the home of their dreams.

2. To keep people in the homes they already have. If it works the way it is planned, it is reason for a collective sigh of relief for millions of homeowners feeling threatened by foreclosures.

That's really it in a nutshell. There are many incentives wrapped up in each of those two areas to help both homeowners and prospective home buyers, but the very impetus behind the stimulus housing package is simple.

For Current Homeowners

If you have a current mortgage that you can't handle, now is the time to talk to your mortgage company. Don't wait too long because some of the detailed elements of Obama's housing plan are meant to be short-term in their offer so as not to over-tax the budget. While you have the chance, see if your mortgage can be reduced to reflect current home values. That can provide you with the equity you would have already built up but lost due to a drop in housing values. It will also lower your monthly mortgage to a manageable level.

For New Home Buyers

This is your market now. The real estate prices in the Mt Hood corridor between Sandy, Oregon and Rhododendron, Oregon are much lower which gives you a chance to buy a home you might not have been able to afford before. President Obama's housing plan provides tax incentives for you. However, just like with current homeowners, the time to do this is now. Because of the stimulus to the Mt Hood Real Estate Market, housing values are not going to stay as low as they currently are. Also, many of the incentives like the tax credits are valid for a very limited time.

If you’re ready to take advantage of the stimulus package benefits by buying a home, I can help. Call me now at 503-706-7101or email me at blythe@servingmthood.com.


homeowners feeling threatened by foreclosures: www.lvrj.com/business/40917822.html

stimulus housing package: www.recovery.gov/

tax credits: www.federalhousingtaxcredit.com/

Pride of Ownership

.....is evident in this ONE owner Timberline Rim home. Great full time , retirement or Getaway dwelling. Great Room Design. 3 Bedroom/ 2 bath. Large back deck for Summer entertaintent. Tons of storage inside and out. Looking for an Office in the home, Artist's studio or Room with a View for Guests? This home has THE STUDIO in your dreams! Oversized garage too.

Check Out the Single Property Tour on the link below.
http://64884epinetreeway.epropertysites.com/

You Don't Need Paint to Make Your Mt Hood Home Green

The environment is a major news issue and everyone is thinking green. Sometimes it seems difficult to go green in your everyday life, but just a few simple steps can move you down the path to a green home in Brightwood, Sandy, Rhododendron, Government Camp or Welches. You won't even have to break a sweat or crack open a can of paint.

In the Laundry Room pick machines for your Mt Hood home that have an Energy Star rating for peak performance to conserve water and electricity. According to Planet Green, an Energy Star washer saves enough water over the machine's life to provide drinking water for six people for a LIFETIME. It will also save you hundreds of dollars in utility bills over an average 11 year machine lifespan. Use natural drying when possible. Hang clothes on a clothesline in the sun on nice days.Use green products to wash your clothes. Laundry soaps that contain phosphates are dangerous to the environment. Look for products made from bio-degradable phosphate free materials.

At the Store buy your cleaning supplies and cleaning detergents as concentrates so you get more in each bottle. The fewer bottles you buy throughout the year the less ends up in a landfill.Buy florescent bulbs instead of incandescent and carry your purchases home in reusable shopping bags.

Eat Green Right from Your Backyard You can make your home in Brightwood, Sandy, Rhododendron, or Welches your very own grocery store. Check out the Great New Welches Home if you are looking for a site for a Garden in the Links below. It doesn't take a huge space to grow a garden big enough to feed an average family each year. You will harvest fresh vegetables you know are free of pesticides and herbicides that are bad for the environment and your health.If you'd like more tips on going green, subscribe to my blog. Each week you'll get free tips like this one sent to your email inbox. It only takes a few seconds to subscribe now.

Great Welches Home with Sunny Site for a Garden:
68303etwinberryloop.epropertysites.com/

Energy Star:
www.energystar.gov/

Planet Green:
planetgreen.discovery.com/go-green/green-index/index.html

Grow a garden:
www.backyardgardener.com/veg/

Tips for First Time Home Buyers in the Mt Hood Corridor

Are you considering buying your first home? I'm sure you already know that now's an amazing time to buy your first home. You have the perfect combination of low interest rates, lower home prices and President Obama's stimulus plan which gives you additional incentive to buy now.

To help make your first time home buying experience the best it can be, here are some tips:

1. Know What You Can AffordIt is easy to get carried away with what you want versus what you can actually afford. Start with reasonable expectations.
2. Decide Exactly What You NeedConsider your current family status and what your immediate future might hold, then decide on the number of bedrooms you require and the amenities you feel you can't do without. If you love to cook, a well-equipped and spacious kitchen will be important. If you eat out 90% of the time, it is wasted space.
3. Make Good Use of the InternetIf you're like millions of other Americans, you spend a lot of time online. Make use of the many available free programs and calculators to give you a better idea of what you can afford and what your mortgage payments will be. There are mortgage calculators that give you an instant idea of what each home you find will cost you monthly.
4. Don't Hesitate to Ask QuestionsCall around to get insurance quotes so that you have a reasonable estimation of what to add to the total cost of your monthly mortgage. Check the information on Mt Hood Corridor towns, like Welches, Brightwood, Rhododendron or Government Camp to find home properties you are interested in & find out what the taxes are, utilities have run, what water system/or well the home is on and what the sewage disposal system is just to name a few questions to find out. Add that amount to your total monthly mortgage cost too. The Taxes will be going up in the area of the Oregon Trail School System. A great new High School was voted in November 2008!!

Buying your first Mt Hood home should be the thrill of a lifetime and with proper planning it can be. If you'd like to work with a real estate agent who specializes in helping first time home buyers get their dream home at the best price, call me today at 503-706-7101 or email me at blythe@servingmthood.com .

Stimulus Plan:
www.premiercapitalmortgage.com/2009_Stimulus_Plan

Mortgage calculators: Link to the mortgage calculator on your website. If you don't have one, link here:
www.mortgage-calc.com/

total cost of your monthly mortgage:
www.loanpage.com/morpay.htm

Stimulus Isn't Just for First Time Home Real Estate Buyers

All the talk is about how the President's stimulus plan helps out new and first time home buyers. The good news is that it also helps homeowners. You can get stimulus plan benefits from your existing Mt Hood real estate too. Add a little green living to your environment and you'll be pocketing some change at the end of the year from your income tax return.

Under the stimulus plan, both eco friendly new home purchases and eco friendly improvements on existing homes are tax deductible. Now's the time to make your home more energy efficient and get a break at the end of the year for your efforts.

Going green saves money, makes your living environment healthier, and improves the world we live in. To reap the benefits from the stimulus plan, you can make major home improvements such as adding solar power or moderate priced home improvements such as adding low flow water fixtures.

You need to make your home improvements soon to get the stimulus plan benefit. The plan only allows for the tax benefits through the year 2010. Why wait? Use this as motivation to get your projects started (and completed) now.

Here are a few additional eco friendly home improvements to consider for your Mt Hood Home whether it's located in Brightwood, Welches, Government Camp Or Rhododendron real estate:
• Re-cover your roof: The color of your roof can make a big difference in how well your attic retains or refracts heat and cold.
• Install an energy efficient Energy Star furnace: Make sure it has a high SEER rating (seasonal energy efficient ratio).
• Install energy efficient Windows, Doors and Skylights

With a little work and a reasonable investment, your Mt Hood real estate will not only pay you back in dividends for years to come, it could get you a great tax break. If you need more ideas for how to make your home energy efficient and get tax credits, give me a call at 503-706-7101 or email me at blythe@servingmthood.com.

Stimulus plan:
www.reversemortgageadviser.com/blog/reverse-mortgages/economic-stimulus-plan-mortgage/

Eco friendly improvements:
www.toolbarn.com/articles/tips-to-be-green.html

Energy Star:
www.energystar.gov/index.cfm?c=home_improvement.hm_improvement_index
OR
www.energystar.gov/index.cfm?c=windows_doors.pr_taxcredits

Great First Time Home....

Or Fantastic Vacation Getaway In Zig Zag Village on Mt Hood in Rhododendron, Oregon. Adjacent Buildable Lot available too.





Check out the Virtual Tour at mthoodhomes.vflyer.com/home/flyer/home/2376054


Happy Hunting!

Looking for Your First Home? 2009 is the Year You've Been Waiting For!!!

Buying Your First Mt Hood Home
Is this a good time for first time home buyers to consider a home in Welches, Rhododendron, or Brightwood ? It's a familiar question with the economy in the state it is in. Here are a few reasons why a home is still a great investment for first time home buyers.

Pride of Ownership
This will never go away no matter what the economy is like. Owning your own home is the American dream for a reason. It just feels good to take care of a home in the Mt Hood Corridor that's yours and yours alone.

Tax Incentives
Owning your own home is one of the best tax deductions. The new stimulus plan makes that tax incentive better than ever before. Not only can you deduct your interest payments on your tax forms this year and for every year during the life of your mortgage, the stimulus plan allows a huge homebuyer tax credit of $8,000 for homes purchased in 2009 by first time home buyers.

Your property taxes are deductible too. Many first time home buyers understand that they can deduct the mortgage payment interest but don't realize they can declare their property tax as well for an even bigger yearly deduction.

Equity
Yes, even now, you will begin to build equity with each year you're in your new home. Equity improves your credit worthiness and gives you options for loans in the future if you need them.Take the first step toward buying a new home and contact me. I'll help you find the perfect place for you and your family. And, I'll help you get it at a great price. Call me now at 503-706-7101 or email me at blythe@servingmthood.com.


Homebuyer Tax credit:
www.realtor.org/government_affairs/gapublic/american_recovery_reinvestment_act_home#taxcredit

Tax deductions:
www.alllaw.com/articles/tax/article3.asp

Property Taxes:
www.neamb.com/lifeplan/homelive/hb_tax.jsp