Monday, November 26, 2012

Sept & Oct 2012 Mt Hood Closed Residential Sales

The Following list of Homes, Condos and Cabins closed in the month of September and October in the Villages of Mt Hood from Alder Creek to Government Camp on the Western slopes of Mt Hood. This area includes Welches Oregon Real Estate, Brightwood Oregon Real Estate, Rhododendron Oregon Real Estate and Government Camp Real Estate.


Check out all unique Homes and Cabins in the Mt Hood area by property type:

Interest Rates are excellent and Home Prices are affordable, a winning combinationto to buy in 2012. When looking to buy Mt. Hood Real Estate come to MtHoodRealEstate.net
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Market Snapshot: Nov 26, 2012

Homes, Cabins & Condominiums: Mt Hood Area (153)

  • 119 Active homes and Cabins Currently listed for sale. Includes Single Family Residences, Condos & Cabins.(Trending down in inventory)
  • 25 Pending Sales
  • 8 Short Sale Pendings (This is a New Multiple Listing Category)
  • 121 Homes and cabins have sold to date in 2012 compared to 93 sales year to date for 2011. This is a 30% increase over 2011 for Closed Sales in the Mt Hood Area!

Lots and Acreage: Mt Hood Area (153)

  • 47 Active land listings in the Mt Hood Area or Villages of Mt Hood
  • 2 Pending Sales
  • 10 Sold Undeveloped Land Properties to date in 2012.  
 
Mt Hood Real Estate For Sale in the Villages of Mt Hood includes:


Market Snapshot is a Periodic Peek at Mt Hood Real Estate Market Conditions provided by Blythe Creek.

It is an excellent time to buy with interest rates STILL at the lowest rates they have been in 50 years.   When looking for Mt Hood Real Estate come to MtHoodRealEstate.net for the latest information.
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Saturday, November 24, 2012

Recently Sold

    WELCOME YOUR NEW MOUNTAIN NEIGHBOR to the Villages of Mt Hood!



Photo layout, courtesy of the Mountain Times Monthly Publication.

Check out all unique Homes and Cabins in the Mt Hood area by property type:

Interest Rates are excellent and Home Prices are affordable, a winning combinationto to buy in 2012. When looking to buy Mt. Hood Real Estate come to MtHoodRealEstate.net
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Saturday, November 10, 2012

A Little Mortgage History

A 30 year fixed-rate mortgage hasn't always been the standard. As part of FDR's New Deal in 1934, the Federal Housing Administration was created to help Americans purchase homes with affordable terms.

Prior to then, many loans had an amount due at the end of the term called a balloon. Most mortgages had adjustable interest rates even though some might be fixed for a short time. While banks would loan money on a home, they retained the right to call the note due at any time which could exert considerable stress on borrowers.
FHA, during this time, introduced mortgages that offered a fixed rate of interest to the borrower for a 30 year term. This fully amortized loan provided borrowers a financial vehicle that would help them achieve the American Dream while minimizing the risk of having a loan called without the resources to pay it off. It brought long-term stability to the housing market and helped stimulate the economic recovery at a very difficult time in our nation's history.
Roughly, a third of the mortgages created in 2011 were less than 30 year terms. Many homeowners, similar to those after the Great Depression, would like to get their home paid for as soon as possible. Shorter term mortgages typically have a lower interest rate but higher payments due to fewer years to amortize the mortgage.

Check out all unique Homes and Cabins in the Mt Hood area by property type:

Interest Rates are excellent and Home Prices are affordable, a winning combinationto to buy in 2012. When looking to buy Mt. Hood Real Estate come to MtHoodRealEstate.net
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November's Pick



Photo layout, courtesy of the Mountain Times Monthly Publication.
 

 
Check out all unique Homes and Cabins in the Mt Hood area by property type:

Interest Rates are excellent and Home Prices are affordable, a winning combinationto to buy in 2012. When looking to buy Mt. Hood Real Estate come to MtHoodRealEstate.net
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Save on Energy Costs

Automatic thermostats can lower your monthly utility costs while conveniently regulating your comfort by adjusting temperatures on your heating and cooling systems. These can be particularly effective in homes with zoned systems where you live in one area during the day but sleep in a different zone.

There are programmable thermostats available at home improvement stores that can make the adjustments for specific times during the day and specific days of the week. They'll allow you to override the setting when needed without tampering with the programming. They'll even remind you to change your filter.
An exciting development is the Wi-Fi enabled thermostat that allows adjustments from any Internet connection such as computer or Smartphone. Imagine how convenient it can be to change your temperature from the car before you get home.
Reasonably priced under $100 for most models, it makes it easy to recapture the cost of the thermostat quickly. Most of the thermostats are designed for do-it-yourselfers; however, you can always have a heating and cooling professional install it for you.

Check out all unique Homes and Cabins in the Mt Hood area by property type:

Interest Rates are excellent and Home Prices are affordable, a winning combinationto to buy in 2012. When looking to buy Mt. Hood Real Estate come to MtHoodRealEstate.net
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