Showing posts with label First Time Home Buyer. Show all posts
Showing posts with label First Time Home Buyer. Show all posts

Tuesday, June 9, 2009

Great GetAway or First Time Home Buyers Dream!
Totally Updated One Level Home In Timberline Rim, Rhododendron, Oregon near Brightwood, Oregon. This home has New Windows, New Carpet, New Appliances, New Trim around Windows and Base, New Fixtures, New paint In and Out. EZ Care yard! Timberline Rim has Pool, Tennis Courts and Hiking Trail along the Sandy Riverfront Common Area. One hour to PDX, Roads are Plowed, Minutes to winter and summer sports on Mt Hood.
If you haven't yet qualifiend for a loan, call me at 503-706-7101. Great for First Time Home Buyer Tax Credit.
Check out the Full Page Web Site at: 65459ealpineway.ePropertySites.com

Thursday, April 16, 2009

Tips for First Time Home Buyers in the Mt Hood Corridor

Are you considering buying your first home? I'm sure you already know that now's an amazing time to buy your first home. You have the perfect combination of low interest rates, lower home prices and President Obama's stimulus plan which gives you additional incentive to buy now.

To help make your first time home buying experience the best it can be, here are some tips:
  1. Know What You Can AffordIt is easy to get carried away with what you want versus what you can actually afford. Start with reasonable expectations.
  2. Decide Exactly What You NeedConsider your current family status and what your immediate future might hold, then decide on the number of bedrooms you require and the amenities you feel you can't do without. If you love to cook, a well-equipped and spacious kitchen will be important. If you eat out 90% of the time, it is wasted space.
  3. Make Good Use of the InternetIf you're like millions of other Americans, you spend a lot of time online. Make use of the many available free programs and calculators to give you a better idea of what you can afford and what your mortgage payments will be. There are mortgage calculators that give you an instant idea of what each home you find will cost you monthly.
  4. Don't Hesitate to Ask QuestionsCall around to get insurance quotes so that you have a reasonable estimation of what to add to the total cost of your monthly mortgage. Check the information on Mt Hood Corridor towns, like Welches, Brightwood, Rhododendron or Government Camp to find home properties you are interested in & find out what the taxes are, utilities have run, what water system/or well the home is on and what the sewage disposal system is just to name a few questions to find out. Add that amount to your total monthly mortgage cost too. The Taxes will be going up in the area of the Oregon Trail School System. A great new High School was voted in November 2008!!

Buying your first Mt Hood home should be the thrill of a lifetime and with proper planning it can be. If you'd like to work with a real estate agent who specializes in helping first time home buyers get their dream home at the best price, call me today at 503-706-7101 or email me at blythe@servingmthood.com .

Stimulus Plan:
www.premiercapitalmortgage.com/2009_Stimulus_Plan

Mortgage calculators: Link to the mortgage calculator on your website. If you don't have one, link here:
www.mortgage-calc.com/

total cost of your monthly mortgage:
www.loanpage.com/morpay.htm

Saturday, April 4, 2009

Great First Time Home....

Or Fantastic Vacation Getaway In Zig Zag Village on Mt Hood in Rhododendron, Oregon. Adjacent Buildable Lot available too.





Check out the Virtual Tour at mthoodhomes.vflyer.com/home/flyer/home/2376054


Happy Hunting!
Looking for Your First Home? 2009 is the Year You've Been Waiting For!!!

Buying Your First Mt Hood Home
Is this a good time for first time home buyers to consider a home in Welches, Rhododendron, or Brightwood ? It's a familiar question with the economy in the state it is in. Here are a few reasons why a home is still a great investment for first time home buyers.

Pride of Ownership
This will never go away no matter what the economy is like. Owning your own home is the American dream for a reason. It just feels good to take care of a home in the Mt Hood Corridor that's yours and yours alone.

Tax Incentives
Owning your own home is one of the best tax deductions. The new stimulus plan makes that tax incentive better than ever before. Not only can you deduct your interest payments on your tax forms this year and for every year during the life of your mortgage, the stimulus plan allows a huge homebuyer tax credit of $8,000 for homes purchased in 2009 by first time home buyers.

Your property taxes are deductible too. Many first time home buyers understand that they can deduct the mortgage payment interest but don't realize they can declare their property tax as well for an even bigger yearly deduction.

Equity
Yes, even now, you will begin to build equity with each year you're in your new home. Equity improves your credit worthiness and gives you options for loans in the future if you need them.Take the first step toward buying a new home and contact me. I'll help you find the perfect place for you and your family. And, I'll help you get it at a great price. Call me now at 503-706-7101 or email me at blythe@servingmthood.com.


Homebuyer Tax credit:
www.realtor.org/government_affairs/gapublic/american_recovery_reinvestment_act_home#taxcredit

Tax deductions:
www.alllaw.com/articles/tax/article3.asp

Property Taxes:
www.neamb.com/lifeplan/homelive/hb_tax.jsp